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Michael Moore?s latest movie ?Sicko? should be a wake-up call for insurance companies, the pharmaceutical industry as well as the AMA. The movie starts out showing exactly what can occur to working class Americans without medical health insurance, citing the storyline of your man who cut off the tip of two fingers in the work accident. Because he had no insurance and would be paying cash, he was given a choice of having one fingertip replaced for $12,000 or even the other for $60,000. What kind of choice could that often be? Of course, he chose to save the less costly of the two. The movie went on to exhibit the fate of a couple who had worked each of their life, bought insurance through their employers. Three cardiac arrest along with a bout of cancer left the couple bankrupt and virtually homeless despite their insurance coverage. Trade organization membership is a sign that ' even though home based -- bridal consultant professionals take the work seriously and agree to abide by the ethics rules set forth by a national organization. This added credibility may make the difference between successfully wooing a client and watching her choose a different wedding planner. Social phobia is the most common anxiety disorder and typically manifests before the age of 20. Specific, or simple phobias – such as a fear of snakes – are also very common with more than one-in-ten people experiencing a specific phobia in their lifetime.