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If you think that avoiding drinking in the workweek but spending per night from the party at weekend drinking a lot isn't matter, your idea is not true. You can consume over 1,000 calories from drinking (wine, beer, soda, etc) and eating (chicken wings, pizzas, peanuts, etc). It means you might get extra unexpected pounds. Unlike real estate property, life insurance coverage typically specifies a beneficiary. In order to claim the proceeds from a life insurance policy, the beneficiary is required to provide specific information for the company in order for them to process the claim. One of the challenges that many people face is wondering just how do life insurance companies confirm death. Unlike another assets, insurance coverage policies don't automatically go on the spouse, even when there is a will. However, beneficiaries should realize that claiming benefits is not as complicated while they could imagine. Beneficiaries are usually necessary to supply the following documentation: