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Text loans are facilities which can be gained by you for funding your instant and small wants. The only thing you need to do is just send an email towards the lending firm. You are not necessary to waste your time in filling the design for gaining cash. Those having a bad credit score status also can gain the service. The amount that may be availed in the service extends around ?100. The refund time directed at settle the quantity goes as much as seven days. The interest rate which is charged for this facility is high. If in case you fail to refund the amount, you will have to pay high penalty fine.