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This picture amazingly captures the think layer of clouds within the valley near the south of Lake Como, northern Italy. In the above image, the dense cloud hides almost the valley and instead gives off some artificial lights which make the city like an opaque blanket. The village over distance is clearly seen from the blanket. Unlike real estate property, insurance coverage typically specifies a beneficiary. In order to claim the arises from a life insurance coverage policy, the beneficiary is required to provide specific information to the company to ensure them to process the claim. One of the challenges that many people face is wondering how do life insurance coverage companies confirm death. Unlike some other assets, life insurance coverage policies do not automatically go on the spouse, even when you will find there's will. However, beneficiaries should realize that claiming benefits isn't as complicated because they may think. Beneficiaries are usually required to give you the following documentation: