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6. The use of smaller words and shorter sentences Unlike real estate property, life insurance coverage typically specifies a beneficiary. In order to claim the proceeds from a life insurance policy, the beneficiary is required to provide specific information for the company in order for them to process the claim. One of the challenges that many people face is wondering just how do life insurance companies confirm death. Unlike another assets, insurance coverage policies don't automatically go on the spouse, even when there is a will. However, beneficiaries should realize that claiming benefits is not as complicated while they could imagine. Beneficiaries are usually necessary to supply the following documentation: With this becuase they authorized the Sikh Army to cross the Sutlej in the headlong confrontation with all the English. Ranjit had signed a treaty using the British that forbade him to cross the Sutlej River, but this became broken. The English were however preparing for that conflict and so they had spies within the Lahore Durbar, with even the Prime Minister, the grandfather in the present Kashmir ruler( Now deposed) Karan Singh in league with them and plotting the defeat of the Sikh Army. This service what food was in return for him being made the Maharajah of Jammu and Kashmir.