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The study of geology also encompasses Earth processes which can affect overall civilization. An earthquake can destroy a large number of lives in a few minutes. Also, tsunamis, floods, landslides, droughts, and volcanic activity may have an enormous influence on civilization. Geologists study those processes and can recommend action plans to minimize damage in the event that such events will occur. For example, by studying flood patterns of rivers, geologists can recommend areas to stop when building new cities,towns, and residential neighborhoods in order to prevent future damage. Earthquake science, although a very difficult division of study, might help minimize problems for life and civilization by estimating where earthquakes are likely to occur (referred to as fault lines) also to recommend the technology to use within the construction of buildings over these vulnerable areas. However, it isn't great news for the people those who are always considering the future trying to find the subsequent best thing rather than experiencing the present. Although it doesn't appear to have a similar unwanted effects on his or her health since the people who find themselves constantly looking back, they may 't be as content because they overlook what they've got and do not take enogh time for it to benefit from the present. Because of this they also are apt to have a lesser quality lifestyle. "How can I check if my hubby had life insurance coverage I don't know about," is a common question many surviving spouses have. Life insurance could be bought by way of a payroll deduction in the office or accompany various other invesmtent for example an IRA or stock purchase. It is common for that policyholder to never disclose the protection with an heir, a good wife. For some, it could look like bad luck. For others, a policy could have been established and before marriage. 3. How confident they are