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The main objective of the so named IR35 legislation is always to prevent contractors using the tax benefits associated with operating through their own personal company. This means people working via limited companies will be susceptible to exactly the same levels of tax as 'normal employees', using the appropriate degrees of taxes & national insurance. Unlike real estate property, life insurance coverage typically specifies a beneficiary. In order to claim the proceeds from a life insurance policy, the beneficiary is required to provide specific information for the company in order for them to process the claim. One of the challenges that many people face is wondering just how do life insurance companies confirm death. Unlike another assets, insurance coverage policies don't automatically go on the spouse, even when there is a will. However, beneficiaries should realize that claiming benefits is not as complicated while they could imagine. Beneficiaries are usually necessary to supply the following documentation: