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Michael Moore?s latest movie ?Sicko? should be a wake-up call for insurance companies, the pharmaceutical industry as well as the AMA. The movie starts out showing exactly what can occur to working class Americans without medical health insurance, citing the storyline of your man who cut off the tip of two fingers in the work accident. Because he had no insurance and would be paying cash, he was given a choice of having one fingertip replaced for $12,000 or even the other for $60,000. What kind of choice could that often be? Of course, he chose to save the less costly of the two. The movie went on to exhibit the fate of a couple who had worked each of their life, bought insurance through their employers. Three cardiac arrest along with a bout of cancer left the couple bankrupt and virtually homeless despite their insurance coverage. Today, wedding bands are worn by men and women. It is considered as the symbol of love and dedication to each other. The history of men?s wedding ring just isn't as old because women?s ring. During World War II, men needed to leave their wife and grow from them in the battle fields for too long time. In order to keep the sweet memory of the wife with these, men started wearing rings. Later, the exchange of ring during marriage ceremony was introduced. And it is practiced till today. Men and women both wear rings nowadays. Unlike real estate property, insurance coverage typically specifies a beneficiary. In order to claim the arises from a life insurance coverage policy, the beneficiary is required to provide specific information to the company to ensure them to process the claim. One of the challenges that many people face is wondering how do life insurance coverage companies confirm death. Unlike some other assets, life insurance coverage policies do not automatically go on the spouse, even when you will find there's will. However, beneficiaries should realize that claiming benefits isn't as complicated because they may think. Beneficiaries are usually required to give you the following documentation: