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Today, wedding bands are worn by men and women. It is considered as the symbol of love and dedication to each other. The history of men?s wedding ring just isn't as old because women?s ring. During World War II, men needed to leave their wife and grow from them in the battle fields for too long time. In order to keep the sweet memory of the wife with these, men started wearing rings. Later, the exchange of ring during marriage ceremony was introduced. And it is practiced till today. Men and women both wear rings nowadays. Human-life approach and the needs approach include the two main methods used to indicate the total amount from the insurance someone needs. Human-life approach is founded on the individual's salary and through discount rate, the existing valuation on life can be identify as the needs approach is based on every unusual and reoccurring expenses. This type of insurance is design to guard you and also enable you to pay a prearranged amount.