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When a plan is finally formulated it usually looks something such as this; you are going on a diet of some sort and if you're really motivated attempt an exercise program. This makes sense because everybody knows the fewer calories we take in the more fat we could lose. Add jogging a couple of times a week and some sit-up and eventually that rebellious stomach is going to be put in its place. As any first-year econ student will advise you, there's 2 disciplines in economics - microeconomics and macroeconomics. And they don't like the other. As the U.S. Congress prepares to lower the hammer for the financial services industry, consider the forces which are butting heads and why it is just seeing that they've thought we would do this. Microeconomics may be the area that business students gravitate towards. Profit maximization could be the mantra, with marginal costs and fixed costs optimized to generate businesses as much money as possible. Microeconomics compares the world with the eyes of the CEO, who looks to accomplish what's best for his company - bring in more money and deliver value.