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Walk across any college campus of your liking, which is apparent that ladies possess the advantage when it comes to clothes. Thread Magazine(1) outlines the vast number of choices in fabrics, colors and also style combinations that allow the typical female student to create a wonderfully fashionable wardrobe with hardly any money. Although you could shoot high fashion photographs in black and white with a digital camera, the better option is to shoot in raw and transform them through software. This technique allows the option to print either a color photograph or remove the color to create a black & white version, without damaging or detracting from the original photograph. You can also achieve more control over your fashion wedding picture as you crop, control color saturation and apply art techniques. One advantage to black and white photography is the striking contrasts. Without color, the human figure becomes a central focus in the picture with the expression displayed. Michael Moore?s latest movie ?Sicko? should be a wake-up call for insurance companies, the pharmaceutical industry as well as the AMA. The movie starts out showing exactly what can occur to working class Americans without medical health insurance, citing the storyline of your man who cut off the tip of two fingers in the work accident. Because he had no insurance and would be paying cash, he was given a choice of having one fingertip replaced for $12,000 or even the other for $60,000. What kind of choice could that often be? Of course, he chose to save the less costly of the two. The movie went on to exhibit the fate of a couple who had worked each of their life, bought insurance through their employers. Three cardiac arrest along with a bout of cancer left the couple bankrupt and virtually homeless despite their insurance coverage.