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The bulk of your philosophy of our life is formed within the first seven a lot of your childhood. Then you have another influential period involving the mid teens in the early twenties. From that point on most people make little change until they are 40 or 50 plus when many people will begin to reassess their philosophy. You have to admit that it's always a disadvantage to try and take a step if you don't be aware of it. Don't just dismiss goal setting tips out of hand. If you've tried one solution before and you didn't start it ' so whether it's. Try another. The SMART (Specific, Measurable, Achievable, Realistic, Timeless) approach to goal setting techniques is probably the most frequent, but it is by no means on your own. So don't even think it can't ever be right for you because it hasn't up to now. 6. The use of smaller words and shorter sentences As any first-year econ student will advise you, there are two disciplines in economics - microeconomics and macroeconomics. And they do not like each other. As the U.S. Congress prepares dropping the hammer for the financial services industry, let's consider the forces which might be butting heads and why it is just since they've chose to accomplish that. Microeconomics is the area that business students gravitate towards. Profit maximization will be the mantra, with marginal costs and fixed costs optimized to make businesses all the money as is possible. Microeconomics blogs about the world from the eyes of the CEO, who looks to accomplish what's best for his company - bring in more money and deliver value. 2. How aggressive they are It is clear that these two perspectives are going to draw swords against the other frequently. Although most people agree that efficient financial markets are best for everyone, the steps that government have to take to have there often run counter for the microeconomic interests of business. Sometimes a merger should be blocked to foster competition. Sometimes disclosures must be legislated to ensure consumers will make informed decisions. And sometimes certain activities should be regulated or prohibited to ensure that some are certainly not financially harmed by others.