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Human-life approach and the needs approach include the two main methods used to indicate the total amount from the insurance someone needs. Human-life approach is founded on the individual's salary and through discount rate, the existing valuation on life can be identify as the needs approach is based on every unusual and reoccurring expenses. This type of insurance is design to guard you and also enable you to pay a prearranged amount. The Oscar winner Halle Berry along with the Canadian model Gabriel Aubry have dated since late 2005 and welcomed the daughter Nahla Ariela Aubry in 2008. However, after their split up in April 2010, there's a surprisingly nasty custody battle within the 3-year-old daughter Nahla. While Halle blasted the model being an unfit parent, Aubry claimed that Halle never was around her daughter.