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In the past Digital Audio Players (DAP) mostly now usually called called MP3 players were tied to manufacturers desire to capture their customers by making use of proprietary audio formats. This meant the Digital Media player audio format used was determined by producer. If you already had other Digital Media Player audio formats they'd being converted. Often this may lead to further problems converting in one Digital Media Player format to a new. As any first-year econ student will advise you, there are two disciplines in economics - microeconomics and macroeconomics. And they do not like each other. As the U.S. Congress prepares dropping the hammer for the financial services industry, let's consider the forces which might be butting heads and why it is just since they've chose to accomplish that. Microeconomics is the area that business students gravitate towards. Profit maximization will be the mantra, with marginal costs and fixed costs optimized to make businesses all the money as is possible. Microeconomics blogs about the world from the eyes of the CEO, who looks to accomplish what's best for his company - bring in more money and deliver value.