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Human-life approach and the needs approach include the two main methods used to indicate the total amount from the insurance someone needs. Human-life approach is founded on the individual's salary and through discount rate, the existing valuation on life can be identify as the needs approach is based on every unusual and reoccurring expenses. This type of insurance is design to guard you and also enable you to pay a prearranged amount. Do you like to create something more important and unique from others? So, people will give a lot of compliments for your ideas. If the answer is yes, then I am sure you participate in enneagram type 4. Enneagram type 4 is a personality where your image is like this- "I am different. I?m nothing like you." “We’re very proud of the way that the glass industry has come together to face the challenge of energy efficiency and decarbonisation - which will continue to define all manufacturing and markets for the coming decades. This innovative team has won a prestigious annual award four times for being the world's leading luxury train. It has created a service ethic for excellence that is unsurpassed and passengers are assured of experiencing a memorable holiday. Their most exciting tour on offer must surely be the month long Cape to Cairo tour which is offered every two years. Transported at various times by either road, rail, boat or aircraft passengers travel the length of Africa in luxurious style. Michael Moore?s latest movie ?Sicko? should be a wake-up call for insurance companies, the pharmaceutical industry as well as the AMA. The movie starts out showing exactly what can occur to working class Americans without medical health insurance, citing the storyline of your man who cut off the tip of two fingers in the work accident. Because he had no insurance and would be paying cash, he was given a choice of having one fingertip replaced for $12,000 or even the other for $60,000. What kind of choice could that often be? Of course, he chose to save the less costly of the two. The movie went on to exhibit the fate of a couple who had worked each of their life, bought insurance through their employers. Three cardiac arrest along with a bout of cancer left the couple bankrupt and virtually homeless despite their insurance coverage. However the humans living around the spaceship were different to the humans who are living on earth now. They were so fat that they are can not walk. they travelled around in motorised chairs having a computer screen and cup & straw attached, chatting on phones and if they happened to drop out they simply laid there until a robot emerged and picked them up. The adults were fat, your children were fat! They just laid around all day long meals doing no exercise what so ever and to quote the captain, "Computer, define dancing".