On its own, digital telephone service sounds pretty appealing: unlimited calls, cheaper phone bills, great features and much more. But along with a youtube video phone, digital voice service looks amazing. Video phones let users see the other person in lieu of simply hearing one another?s voice on the line. Though it may seem, or look, too good to be true, most analysts agree that video phones will probably be within the majority of households within the near future. It is clear that these two perspectives will draw swords against the other person very often. Although a lot of people agree that efficient financial markets are great for everyone, the steps that government need to take to acquire there often run counter towards the microeconomic interests of business. Sometimes a merger has to be blocked to foster competition. Sometimes disclosures have to be legislated to ensure that buyers and sellers could make informed decisions. And sometimes certain activities must be regulated or prohibited to ensure that some usually are not financially harmed by others.