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"How can I check if my hubby had life insurance coverage I don't know about," is a common question many surviving spouses have. Life insurance could be bought by way of a payroll deduction in the office or accompany various other invesmtent for example an IRA or stock purchase. It is common for that policyholder to never disclose the protection with an heir, a good wife. For some, it could look like bad luck. For others, a policy could have been established and before marriage. As any first-year econ student will explain, there's 2 disciplines in economics - microeconomics and macroeconomics. And they hate the other. As the U.S. Congress prepares to decrease the hammer around the financial services industry, here are the forces which can be butting heads and why it is simply now that they've chose to accomplish that. Microeconomics will be the area that business students gravitate towards. Profit maximization could be the mantra, with marginal costs and fixed costs optimized to create businesses just as much money as you can. Microeconomics compares the world through the eyes of the CEO, who looks to perform laptop computer for his company - earn more income and deliver value.