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The main objective of the so named IR35 legislation is always to prevent contractors using the tax benefits associated with operating through their own personal company. This means people working via limited companies will be susceptible to exactly the same levels of tax as 'normal employees', using the appropriate degrees of taxes & national insurance. The bulk of your philosophy of our life is formed within the first seven a lot of your childhood. Then you have another influential period involving the mid teens in the early twenties. From that point on most people make little change until they are 40 or 50 plus when many people will begin to reassess their philosophy.