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The story shocked me more than usual because I know my friend is a fairly good martial artist. He is often dubbed as 'talented' by his colleagues and superiors. What's wrong with this story? In theory, he may have wasted the thief quickly while he clearly had no weapon with him. According to him, he didn't know what to do. He knew how he could subdue such assault but he just did not know how to handle it at that time. Unlike real estate property, life insurance coverage typically specifies a beneficiary. In order to claim the proceeds from a life insurance policy, the beneficiary is required to provide specific information for the company in order for them to process the claim. One of the challenges that many people face is wondering just how do life insurance companies confirm death. Unlike another assets, insurance coverage policies don't automatically go on the spouse, even when there is a will. However, beneficiaries should realize that claiming benefits is not as complicated while they could imagine. Beneficiaries are usually necessary to supply the following documentation: