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Cartomancy identifies fortune-telling if you use cards. This form of divination emerged within the 14th century, right in the heels with the emergence from the charge cards. Those who practice this type of divination are known as cartomancers or card readers. Cartomancy is often the option for some people they like the familiarity because of the regular charge cards, compared with the harder alien-quality that the other tools for divination have. As any first-year econ student will advise you, there are two disciplines in economics - microeconomics and macroeconomics. And they do not like each other. As the U.S. Congress prepares dropping the hammer for the financial services industry, let's consider the forces which might be butting heads and why it is just since they've chose to accomplish that. Microeconomics is the area that business students gravitate towards. Profit maximization will be the mantra, with marginal costs and fixed costs optimized to make businesses all the money as is possible. Microeconomics blogs about the world from the eyes of the CEO, who looks to accomplish what's best for his company - bring in more money and deliver value. 1. Usually, the software program produced en masse that one finds available in the market are created with multiple needs or generic requirements at heart. However, specialized programs are the types varieties of software which were built with extremely detailed specifications given by the customer. In fact, these programs are so specialized that they are just for any particular one particular purpose of that particular particular company.