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As any first-year econ student will advise you, there are two disciplines in economics - microeconomics and macroeconomics. And they do not like each other. As the U.S. Congress prepares dropping the hammer for the financial services industry, let's consider the forces which might be butting heads and why it is just since they've chose to accomplish that. Microeconomics is the area that business students gravitate towards. Profit maximization will be the mantra, with marginal costs and fixed costs optimized to make businesses all the money as is possible. Microeconomics blogs about the world from the eyes of the CEO, who looks to accomplish what's best for his company - bring in more money and deliver value. Though the idea of animal testing might appear trivial, testing is not as simple as smearing cold cream or lip gloss about the face of your rabbit. Animals found in laboratory testing, often go through extremely painful experiments and millions die every year. Those that survive the experiments do not get set free, instead they are euthanized. In cosmetic animal testing; rabbits, guinea pigs, mice and rats are commonly used. Tests are performed on finished products and individual ingredients to look for the products degree of toxicity and capacity to cause eye or skin irritations, allergies and other harmful effects. Particulate polluting of the environment is often a mix of solid and liquid particles which are suspended up that you breathe. It is best to classify air particles from the aerodynamic properties as these properties determine the removal of them through the air, and where they deposit within your breathing. Michael Moore?s latest movie ?Sicko? should be a wake-up call for insurance companies, the pharmaceutical industry as well as the AMA. The movie starts out showing exactly what can occur to working class Americans without medical health insurance, citing the storyline of your man who cut off the tip of two fingers in the work accident. Because he had no insurance and would be paying cash, he was given a choice of having one fingertip replaced for $12,000 or even the other for $60,000. What kind of choice could that often be? Of course, he chose to save the less costly of the two. The movie went on to exhibit the fate of a couple who had worked each of their life, bought insurance through their employers. Three cardiac arrest along with a bout of cancer left the couple bankrupt and virtually homeless despite their insurance coverage.