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"How can I check if my hubby had life insurance coverage I don't know about," is a common question many surviving spouses have. Life insurance could be bought by way of a payroll deduction in the office or accompany various other invesmtent for example an IRA or stock purchase. It is common for that policyholder to never disclose the protection with an heir, a good wife. For some, it could look like bad luck. For others, a policy could have been established and before marriage. There is more to becoming a bridal consultant than merely helping out a good friend with a wedding and then building a website and trying to do it commercially. A number of bridal consultant schooling options exist, most of which teach aspiring wedding planners the ropes of the field as well as the back-office setup. Courses of study include: Darkness and light are themes that run heavily through Van Gogh's work. Darkness and light reflected his wish create beauty, his feelings of inadequacy, with his fantastic wish to touch the souls in men. For instance, Starry Night draws the viewer in to the painting of an sleeping village with its swirls of light and its rich evening sky. A digital personal health record (PHR) can be a computer-based software that lets you store a variety of personal health information including illnesses, hospitalizations, encounters (i.e. visits and communications), journal information in between doctor visits, medications, allergies, immunizations, surgeries, lab results, and ancestors and family history. The personal health record differs from an electronic digital medical record which can be a similar application with considerably more all-encompassing features used by healthcare providers for example scheduling and insurance billing, besides the storage of patient health data. Owning and looking after an up-to-date digital personal health record has several benefits and is the cornerstone of proactive healthcare involvement and better healthcare experiences.