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If it's not something you've experienced yourself, you might have run into those who are bitter about past experiences or missed opportunities and cannot manage to stop referring to them. It's hardly too difficult to consider that they're not doing themselves worthwhile if they're constantly looking back. As any first-year econ student will advise you, there are two disciplines in economics - microeconomics and macroeconomics. And they do not like each other. As the U.S. Congress prepares dropping the hammer for the financial services industry, let's consider the forces which might be butting heads and why it is just since they've chose to accomplish that. Microeconomics is the area that business students gravitate towards. Profit maximization will be the mantra, with marginal costs and fixed costs optimized to make businesses all the money as is possible. Microeconomics blogs about the world from the eyes of the CEO, who looks to accomplish what's best for his company - bring in more money and deliver value. "Seventy-two precious arts are held in a brocade bag, they're kept just like a great treasure. Eighteen turn out the essence in the famous treatises on pugilistic arts. Eighteen other arts describe in more detail training methods if you use special tools and training equipment. Wonderful ways of adopting the flexibility in the breath-chi, exercises in obtaining hardness and lightness, clenching methods are written with all the blood of monks in magazines that are kept being a treasure in the brocade bag. One can seldom meet people who genuinely wish to do exercises with zeal: to become a real hero, you have to often feel bitter taste of hard labour. " /Secret Shaolin Treatises about the Pugilistic Art/ However, it's not perfect news for those people who find themselves always looking at the future trying to find the subsequent ideal thing instead of enjoying the present. Although it doesn't appear to have a similar negative effects on their health because the people who are constantly looking back, they will often not as content because they overlook what they've , nor take enogh time for you to enjoy the present. Because of this everybody are apt to have less quality lifestyle.