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Physical fitness as we know it today is miles from which it began. It began as simply survival then converted into preparation for war then began some very early competitive sports. Later it became philosophical since the body was admired for its beauty and strength. For a brief time, the main objective turned to preparation for war and after that it ventured into a medical standpoint as the great things about health and fitness came to light. Then we became sedentary and began to recognize the requirement for physical fitness in different ways. Thoughts on the other hand turned time for competitive sports and, next few centuries, evolved into the present day day revolution that people see and hear a lot about. Physical fitness has evolved in the centuries from basic survival to health awareness. Anxiety in lay man’s term means uneasiness, discomfort and nervous reaction leading to fear. Excessive anxiety can result in anxiety. It might lead to stomach aches, short breaths, nausea, chest pains, irregular heartbeats, frequent urination, muscle tension,slaapproblemen (sleeping problem), excessive sweating and trembling. Depression alternatively is often a much more of a psychological problem. It’s your response to any kind of loss or misfortune. It is the mind-set where people experience deficiency of energy and interest to do any pursuit, have pessimism, remain gloomy and sad, discouraged and show low self confidence. Human-life approach and the needs approach include the two main methods used to indicate the total amount from the insurance someone needs. Human-life approach is founded on the individual's salary and through discount rate, the existing valuation on life can be identify as the needs approach is based on every unusual and reoccurring expenses. This type of insurance is design to guard you and also enable you to pay a prearranged amount.