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Unlike real estate property, insurance coverage typically specifies a beneficiary. In order to claim the arises from a life insurance coverage policy, the beneficiary is required to provide specific information to the company to ensure them to process the claim. One of the challenges that many people face is wondering how do life insurance coverage companies confirm death. Unlike some other assets, life insurance coverage policies do not automatically go on the spouse, even when you will find there's will. However, beneficiaries should realize that claiming benefits isn't as complicated because they may think. Beneficiaries are usually required to give you the following documentation: Creative photo art projects around the Ugly Duckling, a children's book, can open students' eyes to seeing life within an entirely new way. In this lesson, students will photograph old, rusty, discarded and unusually placed items found everywhere. Using photo enhancing software, they're going to then develop a picture that can take what others may have seen as ugly, turning it into something beautiful. (Note: If the school doesn't have photo enhancing software, then Gimp, the industry free download, works extremely well.)