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The technology of photography is part chemical, part optical, and dates from 1839. Soon after its simultaneous invention by William Henry Fox Talbot in England and Louis Jacques Mand? Daguerre in France, photography was applied to document foreign tourist destinations including India, the Holy Land, along with the American West. It was also used by portraits with photographs taken of kings, statesman, and theater or literary personalities. "How can I check if my hubby had life insurance coverage I don't know about," is a common question many surviving spouses have. Life insurance could be bought by way of a payroll deduction in the office or accompany various other invesmtent for example an IRA or stock purchase. It is common for that policyholder to never disclose the protection with an heir, a good wife. For some, it could look like bad luck. For others, a policy could have been established and before marriage.