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Ringworm from the scalp presents with scaly skin where the hair had been; its as though skin could actually flake off. This requires diagnosis plus a prescription for proper medication from a physician. Once the ringworm is treated, your hair will re-grow. There is an oral medication for it as well as a shampoo. It is clear that these two perspectives will certainly draw swords against the other person very often. Although many people agree that efficient finance industry is good for everyone, the steps that government must take to obtain there often run counter to the microeconomic interests of business. Sometimes a merger must be blocked to foster competition. Sometimes disclosures have to be legislated to ensure buyers and sellers may make informed decisions. And sometimes certain activities have to be regulated or prohibited to ensure some aren't financially harmed by others. I found this book, and the entire Earth Life Series, being powerfully transformative. Written simply and lovingly, these teachings ring as true today while they did at publication in 1986. These are the same truths every master from every era taught, updated for modern time. They deal specifically with the everyday thoughts and circumstances we face now.