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Recently I had a fascinating conversation with a pastor regarding fund raising. We were exploring solutions to raise money for a lot of with the programs the church really wants to implement. Because of my knowing of synergy, I suggested that working with another charity will be a way to expand their donor base, improve their exposure and broaden their appeal. Unlike real estate property, life insurance coverage typically specifies a beneficiary. In order to claim the proceeds from a life insurance policy, the beneficiary is required to provide specific information for the company in order for them to process the claim. One of the challenges that many people face is wondering just how do life insurance companies confirm death. Unlike another assets, insurance coverage policies don't automatically go on the spouse, even when there is a will. However, beneficiaries should realize that claiming benefits is not as complicated while they could imagine. Beneficiaries are usually necessary to supply the following documentation: Few people knew exactly where it originated, and fewer still were permitted access. The location is private, house and past owners were understandably protective of the treasure. Around four decades ago a little daughter, local boy named Martin Kramer (That's Martin inside photo, characteristically swinging a pick. Also, three collectors from your Monterey / Carmel area.) was hill climbing near his Morgan Hill home, South of San Jose, California and noticed some pretty, red rocks. Back then, the jasper may be collected as float material. When that have all been removed rockhounds attacked outcrops with gads, prybars, and sledges looking for jasper in the host rock. Finally, exploratory holes were dug until two reliable veins were found just feet derived from one of another. For years this one site has supplied gem rough for lapidaries through the nation and beyond. If you notice a recent abundance of poppy jasper on the market (I have seen bowling ball-sized boulders at a few shows) it is because your website was opened to fee-digging the past couple of years. Knowing they'd soon sell their house, pet owners took advantage of the additional income stream. What rockhound just isn't acquainted with the red and yellow flowers, orbs, and poppies within this highly preferred cutting material? We have all 'ooohed and aaahed' viewing the slabs and cabs at gem shows. With each cut exposing a succession of unexpected patterns I have often been surprised at my finished gems, (though I would always say, "Yep, that is the look I was opting for.")