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Unlike real estate property, insurance coverage typically specifies a beneficiary. In order to claim the arises from a life insurance coverage policy, the beneficiary is required to provide specific information to the company to ensure them to process the claim. One of the challenges that many people face is wondering how do life insurance coverage companies confirm death. Unlike some other assets, life insurance coverage policies do not automatically go on the spouse, even when you will find there's will. However, beneficiaries should realize that claiming benefits isn't as complicated because they may think. Beneficiaries are usually required to give you the following documentation: Shampoo, lotion, toner, face cream and fluoride toothpaste - just a few of the many products which we use daily, and which may have been tested on animals. Thousands of services flood the cosmetics aisle every year. For most of these products, animal testing was used at some point in its research and development. Though animal testing in research and drug development still remains common practice, even scientists now agree that alternatives to animal testing can and may help the non-public care and cosmetics industry. Wondering the other ways exist to test products as opposed to animal testing? Alternative methods have been cheaper, safer and supply faster results.