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The study of geology also encompasses Earth processes which can affect overall civilization. An earthquake can destroy a large number of lives in a few minutes. Also, tsunamis, floods, landslides, droughts, and volcanic activity may have an enormous influence on civilization. Geologists study those processes and can recommend action plans to minimize damage in the event that such events will occur. For example, by studying flood patterns of rivers, geologists can recommend areas to stop when building new cities,towns, and residential neighborhoods in order to prevent future damage. Earthquake science, although a very difficult division of study, might help minimize problems for life and civilization by estimating where earthquakes are likely to occur (referred to as fault lines) also to recommend the technology to use within the construction of buildings over these vulnerable areas. Anxiety in lay man’s term means uneasiness, discomfort and nervous reaction leading to fear. Excessive anxiety can result in anxiety. It might lead to stomach aches, short breaths, nausea, chest pains, irregular heartbeats, frequent urination, muscle tension,slaapproblemen (sleeping problem), excessive sweating and trembling. Depression alternatively is often a much more of a psychological problem. It’s your response to any kind of loss or misfortune. It is the mind-set where people experience deficiency of energy and interest to do any pursuit, have pessimism, remain gloomy and sad, discouraged and show low self confidence. It is clear that these two perspectives will draw swords against the other person very often. Although a lot of people agree that efficient financial markets are great for everyone, the steps that government need to take to acquire there often run counter towards the microeconomic interests of business. Sometimes a merger has to be blocked to foster competition. Sometimes disclosures have to be legislated to ensure that buyers and sellers could make informed decisions. And sometimes certain activities must be regulated or prohibited to ensure that some usually are not financially harmed by others.