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Unlike real estate property, life insurance coverage typically specifies a beneficiary. In order to claim the proceeds from a life insurance policy, the beneficiary is required to provide specific information for the company in order for them to process the claim. One of the challenges that many people face is wondering just how do life insurance companies confirm death. Unlike another assets, insurance coverage policies don't automatically go on the spouse, even when there is a will. However, beneficiaries should realize that claiming benefits is not as complicated while they could imagine. Beneficiaries are usually necessary to supply the following documentation: With this because they authorized the Sikh Army to cross the Sutlej in the headlong confrontation with the English. Ranjit had signed a treaty with the British that forbade him to cross the Sutlej River, but this became broken. The English were however preparing for that conflict and they also had spies inside Lahore Durbar, with the Prime Minister, the grandfather from the present Kashmir ruler( Now deposed) Karan Singh finding yourself in league with these and plotting the defeat with the Sikh Army. This service was at return for him being made the Maharajah of Jammu and Kashmir.