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Team spirit is not collectivism, not to eliminate individuality and stifle independent thinking. A good team should encourage and correct the maximum performance of employees' abilities. The best performance of team members' personal abilities is the best embodiment of personal heroism. Personal heroism often manifests itself in the work of individuality, including creative work and courage to face pressure and take responsibility.
As soon as a car is sold its value depreciates - every reason, therefore, to secure gap insurance. It's not easy to pick from the various types what is best fitting in your case. Understanding the several types will allow you to pick the gap insurance which will fit your needs in case your car is ever cancelled or stolen.
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